“Who is he to help me? I don’t know him from a rock. He’s lived here, what, a month? We’ve never even spoken. Now suddenly he’s buying me tires? I don’t like it.”

“I think it’s romantic.”

Elissa did her best not to roll her eyes. She loved the old woman but jeez, Mrs. Ford would think grass growing was romantic.

“He took control. He made decisions without speaking to me. God knows what he’s going to expect for it.” Whatever he was expecting, he wasn’t going to get it, Elissa told herself.

Mrs. Ford shook her head. “It’s not like that, Elissa. Walker is a very nice man. An ex-Marine. He saw you were in need and helped out.”

That’s what got Elissa most of all. The “being in need” part. Just once she’d like a little extra put by for a rainy day or a flat tire.

“I don’t like owing him.”

“Or anybody. You’re very independent. But he’s a man, dear. Men like to do things for women.”

Mrs. Ford was nearly ninety, tiny and the kind of woman who still used lace-edged handkerchiefs. She’d been born in a time when men took care of life’s hardships and the most important job for a woman was to cook well and look pretty while doing it. The fact that living like that drove many women to alcohol or madness was just an unhappy by-product not to be discussed in polite society.

“I called Randy,” Elissa said as she slid the piecrust into the pan and pressed it into place. “He told me the tire cost forty dollars, but he’d lie in a heartbeat if he thought it would protect me, so I’m thinking it had to be closer to fifty.”

She had exactly sixty-two dollars in her wallet and she needed most of them for grocery shopping that afternoon. Her checking account balance hovered right around zero, but she got paid in two days, so that was something.

“If I could afford a new tire, I would have bought it myself,” she muttered.

“It’s more practical than flowers,” Mrs. Ford offered. “Or chocolates.”

Elissa smiled. “Trust me, Walker isn’t courting me.”

“You don’t know that.”

She was fairly confident. He’d helped because…Because…She frowned. Actually, she didn’t know why he’d come to her aid. Probably because she’d looked pathetic as she’d wrestled with uncooperative lug nuts.

She rolled out the second crust. Flats of blueberries had been ridiculously cheap at the Yakima Fruit Stand. She’d pulled in after dropping Zoe off at her party. She had just enough time to make three piecrusts before she had to be back to pick up her daughter.

“I’ll finish up the pies after I come back from the grocery store,” Elissa said, more to herself than her neighbor. “Maybe if I take him one…”

Mrs. Ford smiled. “An excellent idea. Imagine what he’ll think when he gets a taste of your cooking.”

Elissa groaned. “You’re matchmaking, aren’t you?”

“A woman of your age all alone? It’s just not natural.”

“I like being a freak. It keeps me grounded.”

Mrs. Ford shook her head as she finished her coffee. She set down the mug, then slowly pushed to her feet. “I need to get back. There’s a Beauty by Tova hour starting on QVC. I’m nearly out of her perfume.”

“You go, girl,” Elissa said.

Mrs. Ford walked to the door that connected their two apartments, then paused. “I left you my list, didn’t I?”

Elissa nodded. “Yes. I have it in my purse. I’ll bring everything by when I get back.”

The older woman smiled. “You’re a good girl, Elissa. I’d be lost without you.”

“I feel the same way.”

Mrs. Ford stepped into her own kitchen and closed the door behind her.

Elissa had been a little disconcerted to discover that her neighbor had access to her house when she’d first moved into her apartment, but that had quickly changed. Mrs. Ford might be elderly and old-fashioned, but she was sharp and caring and adored Zoe. The three of them had quickly become friends, with Elissa and Mrs. Ford working out a system that benefited them both.

Mrs. Ford got Zoe ready for preschool in the morning and fed her breakfast. Elissa handled her neighbor’s grocery shopping, got her to doctor’s appointments and checked in on her regularly. Not that Mrs. Ford was home all that much. She was very active in the senior center and one of her many friends was always ready to pick her up for bridge or scrapbooking or a quick trip to an Indian casino.

“I want to be just like her when I grow up,” Elissa said as she carried the three piecrusts over to the oven.

But until then she had to figure out where she would find the money to pay for a new tire and what to say to her neighbor to make sure he understood that she would never, ever, under any circumstances be interested in him.

Not even on a bet. Not even if he showed up na**d. Although, to be honest, if he showed up na**d, she would probably look because she hadn’t seen a na**d man in years. And he was more spectacular than most.

“I don’t need a man,” Elissa murmured as she set the timer. “I’m fine. Empowered. Only thirteen more years until Zoe is grown and in college. Then I can have sex again. Until then, I will think pure thoughts and be a good mother.”

And, very possibly, think about her new neighbor na**d. Because if she had to be tempted, she wouldn’t mind him doing the job.

ZOE WAS IN BED BY EIGHT and sound asleep by eight-thirty. Elissa collected one of the blueberry pies and her last five dollars and headed up the stairs to Walker’s apartment.

Despite the absolute silence from overhead, his SUV was parked in front, so she knew he had to be there. She hadn’t seen anyone arrive to pick him up. Not that she’d been watching. She hadn’t! She might have been observing the comings and goings in her community as a way to stay alert for trouble and be a good citizen. The fact that she was fairly confident Walker was alone was only a side benefit of her altruistic civic activity.

Not that she cared if he was dating—she didn’t. But showing up with a pie and five bucks was weird enough to explain to him, without having to deal with a significant other hovering. Not that any woman Walker dated was likely to consider her much of a threat. Elissa knew exactly what she looked like—the wholesome girl next door. She didn’t mind. Her appearance meant her customers were far more likely to be protective than to come on to her, which made life a whole lot easier.

“Procrastinate much?” she asked herself as she forced her brain back to the task at hand. Namely, standing at the top of Walker’s stairs, inches from his front door. If he’d heard her climbing, he could be watching her right now, wondering why she’d come this far without knocking.

So she knocked, then waited until the door opened and he stood there, right in front of her.

He looked good. His T-shirt stretched across broad shoulders and a muscular chest. No doubt those muscles were the reason he’d been able to twist her lug nuts into submission without breaking a sweat. His jeans were worn, loose and faded. His dark eyes seemed expressionless, but not in a scary ax-murderer way. More like he kept the world at bay.

“Hi,” she said, when he remained silent. “I, ah, made pie.” She thrust it toward him and added, “It’s blueberry,” in case his confusion about the type of fruit was the reason he didn’t take it from her.

“You made me a pie?” he asked, his voice low. There was a hint of a question in the rumble, and more than a hint that he thought she was crazy, which she resented. She wasn’t the one breaking the rules here.

“Yes, a pie.” She thrust it forward until he took it, then held out a worn five-dollar bill.

“You’re paying me to eat your pie?”

“Of course not. I’m paying you—” She stopped and drew in a breath. She’d gone from grateful to annoyed in two seconds flat. “You bought me a tire. Did you really think I wouldn’t notice that bright, shiny bit of rubber? Is it me in particular or all women in general? Because I know this is a guy thing. You wouldn’t have done this if I were a man.”

“You wouldn’t have needed my help if you were a man.”

“Maybe.” Probably. But that wasn’t the point. “You slunk back here and put on the tire while I wasn’t looking. You even rubbed dirt on it so it wouldn’t look so new. And let me tell you, that’s just strange.”

He actually smiled. It was slight—no teeth, but somehow the action made him look open and approachable. “That was Randy’s idea.”

“It sounds like him.”

He took a step back. “Want to come in and talk about this or do you prefer my porch?”

“The porch is fine. This isn’t a social call.”

The smile faded. “Elissa, I get it. You don’t like that I bought you a tire. Yours had so many patches, it was dangerous. I should have let it go, but I couldn’t. I’m not going to apologize for what I did. I didn’t mean anything by it. I don’t want anything.” He held up the pie. “Except this. It smells good.”

She liked that he wasn’t using her tire against her. Gee, how many times had she been able to say that before in her life?

“I know you thought you were doing a good thing,” she said slowly. “But you don’t have the right to meddle in my life. I called Randy to find out what it cost. I think he lowballed me by about ten bucks, so I’ll be paying you back fifty dollars. It’s going to take me some time, but the pie is to show I’m sincere about it and here’s the first payment.”

He looked at the tattered bill. “I don’t want your money.”

“I don’t want to owe you.” She might not have much cash on hand, but she paid her bills on time and she never used credit except in emergencies where there was a risk of death or dismemberment.

“You’re stubborn,” he said.

“Thank you. I’ve worked hard to get this way.”

“What if I told you the money didn’t mean anything to me?” he asked.

Meaning what? He had plenty? She sighed at the thought. In her next life she was going to be rich for sure. It was right at the top of her wish list. But in this one…

“It matters to me,” she told him.

“Fine. But you don’t have to pay me in cash. We could work out a trade.”

White-hot anger blew up inside of her. Here it was—the truth. Behind that pretty face was a disgusting, evil, heartless bastard. Just like nearly every other guy on the planet.

Of course. Why was she even surprised? She’d been momentarily attracted to Walker, and based on her stellar track record, that meant there had to be something wrong with him. She’d expected a massive flaw. But she hadn’t thought it would be this.

“Not even if you were the last man alive after nuclear winter,” she said between gritted teeth. “I can’t believe you’d suggest that I would be willing…” She wanted to slap him. “It was a tire. It’s not like you gave me a kidney.”

He had the nerve to actually smile at her. “You’d sleep with me if I gave you a kidney?”

“You know what I mean. I’m done here. I’ll mail the rest of the money.”

She turned to leave, but suddenly he was somehow between her and the steps. How on earth had he moved so quickly?

His dark gaze claimed hers and all the humor fled from his face.

“Dinner,” he said quietly. “I was talking about a few meals. You cook every night and I can smell it. I’ve been existing on frozen dinners and bumming meals off my sister-in-law. When I said a trade, that’s what I meant. That’s all I meant.”

He wasn’t touching her, yet she felt his nearness. He was so much bigger than she was—she should have been afraid. She was nervous, but that was different.

Dinner, huh? It, ah, made sense. The more she thought about it, the more sense it made. Because, honestly, who would expect sex after replacing a cheap tire?

“Sorry,” she said, dropping her gaze to the center of his chest. “I thought you were…”

“I got that. I wasn’t. I wouldn’t.”

Wouldn’t what? Want sex with her? Not that she was doing that sort of thing these days, or for many days to come, but why was he so able to dismiss her? She might be wholesome, but she was kind of pretty. And smart. Smart counted, didn’t it?

Maybe he had a girlfriend. Maybe he was engaged. Maybe he was gay.

That last thought made her smile. Somehow she didn’t think Walker was gay.

“Let’s start over,” he said. “I bought the tire because I didn’t think yours could take one more patch. Randy charged me forty-five dollars for it. I’ll accept the pie and money. You can continue to pay me back as slowly as you’d like. Forget what I said about dinner, okay? The money is fine.”

He was doing everything right. So why did she want to argue with him?

“That works for me,” she said.

“Then we have a deal.”

He shifted the pie to his left hand and held out his right so they could shake on it.

She pressed her palm against his and nodded. “Good.”

His fingers were warm and strong. She felt a little quiver low in her belly. The unexpected reaction made her pull away and take a step back.

Danger came in all shapes and sizes. This particular form was big, powerful and far too sexy for her peace of mind. She still had thirteen years of celibacy ahead of her. Hanging around with Walker wasn’t going to make it easy.