Savannah cringed at the realistic assessment of their financial plight. The divorce had left her with next to nothing. Her ex-husband hadn’t yet been persuaded to send even the paltry child support payments required by the court. As for alimony, she had a hunch hell would freeze over before she saw a penny of that. Since their divorce had hinged on her objections to his workaholic tendencies, Rob clearly saw no reason she should benefit from the income derived from those tendencies.

Last night, after Hannah had gone to bed, Savannah had sat for hours with her checkbook, a pile of final bills from Florida and a list of the repairs needed before the inn could be opened to paying guests in the new year. Her conclusion had left her feeling more despondent than ever. It was going to take more than a glistening snowfall and a few carols to brighten her spirits.

No matter how hard she tried telling herself that they were better off than they had been, she still wasn’t totally convinced. Maybe if they’d stayed in Florida, she would have found a better-paying job, something that wouldn’t have left them scraping by after making house payments and buying groceries. At least they wouldn’t have had to worry about the kind of exorbitant heating bill from last winter that she’d found in a kitchen drawer here. Maybe selling the heavily mortgaged house that had been her home with Rob had been another error in judgment. It had given her barely enough cash to make the trip and to make a start on the repairs the inn needed.

“Mom, what’s wrong?” Hannah asked. “Are you afraid we made a mistake?”

Seeing the concern that filled her daughter’s eyes and the worried crease in her forehead, Savannah shook off her fears. Hannah deserved better than the hand she’d been dealt up to now. For the first time since the divorce, she was acting like a kid again. Savannah refused to let her own worries steal that from her daughter.

“Absolutely not!” she said emphatically. “I think coming here was exactly the right thing to do. We’re going to make it work. How many people get to live in a place that looks like a picture on a Christmas card?”

She gave her daughter a fierce hug. “How about some hot chocolate?”

“Then can we go out in the snow?” Hannah pleaded.

“Tell you what—why don’t you bundle up in your new winter jacket and go outside for a few minutes so you can see what it feels like? I’ll call you when the hot chocolate’s ready.”

Hannah shook her head. “No, Mom, I want you to come, too. Please.”

Savannah thought of all she had to do, then dismissed it. It was only a few days till Christmas. Most of the contractors she’d spoken to said they couldn’t come by till after the first of the year. Until she and Hannah made a trip into the small town at the foot of the mountain, she couldn’t strip the old wallpaper or paint. Why not think of this as an unexpected gift of time?

“Okay, kiddo, let’s do it,” she said, grabbing her coat off a hook by the door. “Only for a few minutes, though. We’re going to need some heavy boots, wool scarves and thick gloves before we spend much time outside. We don’t want to start the new year with frostbite.”

“Whatever,” Hannah said, tugging her out the door, seemingly oblivious to the blast of icy air that greeted them and froze their breath.

There was an inch of damp, heavy snow on the ground and clinging to the towering evergreens already, and it was still falling steadily. With no chains or snow tires on the car, they’d be lucky if they got out of the driveway for a couple of days, Savannah concluded, sinking back into gloominess.

Then she caught the awed expression on Hannah’s face as she tilted her head up and caught snowflakes on her tongue. She remembered doing the exact same thing the first time she’d visited Aunt Mae and seen snow. She’d been even younger than Hannah, and for several years the Christmas trips to Vermont had been the highlight of her life. She couldn’t recall why they’d stopped coming as a family.

She’d come on her own several times after she was grown, but those visits had dwindled off when she’d met, then married, Rob. He was a Florida boy through and through and flatly refused to visit anyplace where the temperature dropped below the midfifties.

Now that Aunt Mae was gone, Savannah deeply regretted not having done more than write an occasional letter enclosing pictures of Hannah. Her aunt had never once judged her, though, and she’d been totally supportive when Savannah had told her about the breakup of her marriage. She’d sent one check explained away as a birthday gift and offered more, but Savannah had turned her down. She’d lied and said they were getting along okay, but she knew now that her aunt had seen through her. She had done in death what Savannah hadn’t permitted her to do while she was living.

If other members of her family resented the gesture, Savannah didn’t know about it. She’d lost touch with most of them years ago. She’d been estranged from her parents ever since she’d divorced a man of whom they enthusiastically approved. Aunt Mae had tried to broker a peace agreement between Savannah and her father, but he’d remained stubbornly silent and unyielding. He’d been convinced Savannah was a fool for divorcing a man who brought home a steady paycheck.

“Mom, I love it here!” Hannah announced, throwing her arms around Savannah. She was shivering even in her heavy coat. “I want to build a snowman. Can we?”

“I think we’ll need a little more snow than this,” Savannah told her. “Besides, I’m freezing. How about that hot chocolate?”

“I want to stay out here. I’m not cold,” Hannah insisted.

“Then why are your teeth chattering?” Savannah teased. “Come on, baby. Even if you won’t admit to freezing, I will. There will be more snow once we’ve warmed up. I’ll teach you how to make snow angels.”

“What are snow angels?” Hannah asked, her interest immediately piqued.

“You’ll see. Aunt Mae taught me when I was a little girl. Now come inside and get warm.”

Far more agreeable lately than she had been for months, Hannah finally acquiesced, following Savannah into the kitchen. Savannah studied her daughter’s sparkling eyes, pink cheeks and tousled hair and knew she’d done the right thing, no matter what struggles might lie ahead.

Despite the sad state of the inn, they were going to have the fresh beginning they both deserved, she decided with a surge of determination. And it was going to start with the very best Christmas Hannah had ever had, even if she was going to have to do it on a shoestring. Some of her very best holiday memories had cost nothing.

As for the practicalities—the repairs, the marketing plan she needed to devise—they would just have to wait for the new year.

Mae Holiday had been one of the most eccentric people Trace Franklin had ever known. He had met her when he’d been dragged to Vermont for an idyllic summer getaway by one of the women he’d dated. That had been eight or nine years ago. Twice that number of women had passed through his life since then. Of them all, the one he hadn’t dated—Mae—had been the most memorable.

She’d been the grandmother he’d never had, the mentor who tried her best to bring some balance into his life. Until the day she’d died at seventy-eight, it had frustrated her no end that she hadn’t managed to convince him that romance was just as important as money.

Trace knew better. His parents had been madly in love, but it hadn’t brought either one of them a blasted thing except heartache. Love had kept his mother with a man who never had two nickels to rub together, a man whose big killing was always “just around the corner.”

While John Franklin had spun his dreams, his wife had cleaned houses, worked in fast-food chains and, finally, when it was almost too late to matter, gotten a steady job selling toys to families that could afford to give their kids elaborate backyard swing sets and fancy computer games.

When Trace was fifteen, his mom had brought one of those games home to him, but by then he’d been way past playing childish games. He’d been working with single-minded focus on graduating from high school with honors and getting a scholarship to the best college in the state. He didn’t want to play with toys. He wanted to own a whole blasted toy company.

And now he did. The irony, which Mae had seen right away, was that he still didn’t have time to play. He wasn’t even sure he knew how.

He was driving along the snow-covered roads of Vermont right now because of Mae. On his last visit to see her at the end of October, she had made a final request. She had known she was dying, had known it for fully a year before the cancer had finally taken her, but she hadn’t said a word to Trace until that last visit when she had detailed her losing battle, reciting the facts with a stoicism and acceptance that had awed him.

“I want you to promise me something,” she had said as they’d sat in front of the fire on his last night there. Despite the heat of the blaze, she’d been wrapped in blankets, and still she had shivered.

“Anything,” Trace had responded, and meant it. Not only was Mae one of the earliest investors and biggest stockholders in Franklin Toys, she was his friend.

“I want you to spend Christmas here at Holiday Retreat.”

It was only a couple of months away and it would require some juggling of his schedule, but there was no question that he would do it. “Of course I will,” he said at once. “We’ll have a wonderful time.”

She had squeezed his hand. “I won’t be here, Trace. You know that.”

Even now, the memory of that moment brought the sharp sting of tears to his eyes. Her gaze had been unrelenting. From the beginning of her illness, she had refused to sugarcoat the truth to herself. Now that she was revealing it to others, she expected them to face it, as well. The cancer had spread too far and too fast before the doctors had had the first inkling there was anything wrong. She was dying and there was going to be no reprieve.

Trace had returned her unflinching gaze, heartbroken yet unable to face her death with less bravery than she was showing. “Why, Mae? Why would you want me here after you’re gone?”

“Just do it for me,” she whispered, her voice fading. “Promise.”

“I promise,” he’d said just as her eyes drifted closed. He’d been willing to do anything that would give her comfort. He owed her that much, and more.

Two weeks later Mae Holiday had died peacefully, a lifelong friend—a man she had loved deeply but never married—by her side. Now Trace was on his way to Vermont to pay his respects…and to keep his promise.

Two

There was smoke curling from the chimney at Holiday Retreat. Lights were blazing from the downstairs windows. Trace sat in his car and stared, trying to make sense of it. He’d expected to spend the Christmas holiday alone here, mourning Mae in private, reliving the happy times they’d spent together over the years they’d known each other.

And, he conceded with a rueful grimace, catching up on the mounds of paperwork he’d brought with him, along with his cell phone, laptop computer and fax machine.

What the dickens was going on? he wondered, thoroughly disgruntled by this turn of events. Mae had said nothing about anyone else being here. Nor had the attorney in the note that had accompanied a key to the inn. The note had merely advised that Mae had seen to having plenty of food and firewood on hand and that she hoped his visit would be a memorable one. If he had any problems, he was to contact Nate Daniels, the man Trace had heard of, but never met, the man who was the shadowy love of Mae’s life.

Trace fingered the old-fashioned key in his pocket as he walked through the foot or so of recently accumulated snow. He was halfway to the door when he spotted indentations, a hectic swirl of footsteps and something else. He looked more closely and saw…not one but two snow angels, the sort made by flopping down in new-fallen snow and moving outstretched arms to create wings.